Insights for ally financial inc
New York Stock Exchange: ALLY
05 - Growing & Profitable but Heavily Leveraged

Based on PEG Ratio: Unknown
Today's Price
updated on:
41.06 (0.74%)
Open 40.57 (1.21%)
High (Upside %) 41.26 (0.49%)
Low (Downside %) 40.56 (1.23%)
P. Close 40.76 (0.74%)
Open-High % 1.7%
Open-Low % 0.02%
Low-High % 1.73%
Active Buy Quantity 0
Active Sell Quantity 0
% Overtraded
Current Mood bearish
Previous Data
data from:
Open-High % 1.11%
Open-Low % 0.27%
Low-High % 1.39%
Open-Close % 0.54%
Low-Close % 0.82%
High-Close % 0.56%

ALLY is a Stock listed in the US on the New York Stock Exchange under the ticker 'ALLY'

Company Summary

Business Units or Product Lines

Ally Financial Inc. operates primarily through two business units: Automotive Finance and Insurance, and Mortgage Finance. The Automotive Finance and Insurance segment provides a full suite of automotive financing products and services, including new and used vehicle loans, lease financing, and dealer loans. The Mortgage Finance segment offers a range of mortgage-related products including fixed and variable rate home loans, and servicing of mortgage loans.

Business Models for Each Product Line

In the Automotive Finance and Insurance segment, Ally Financial generates revenue through interest income from vehicle loans and leases, as well as from fees and interest on dealer loans. Insurance products also contribute through premium income. Major expenses include interest expenses, credit losses, and operational costs. For the Mortgage Finance segment, revenue is generated through interest on mortgage loans and servicing fees. The expenses include interest on borrowed funds, credit losses, and servicing costs.

Future Opportunities for Growth

Ally Financial has the potential to grow by expanding its digital offerings and enhancing customer experience, particularly through its mobile banking and finance management services. Additionally, alliances with automotive dealers for exclusive financing options and the possibility of entering new markets or segments, such as commercial lending, present substantial growth opportunities.

Potential Major Risks

Key risks include potential economic downturns affecting customer loan repayment capabilities and dealership stability. Regulatory changes in financial services could impact operational flexibility and profitability. Competition from traditional banks and emerging fintech firms poses a threat to market share, while cybersecurity threats and data breaches remain a significant risk to customer trust and financial losses.

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Also read: https://finance.yahoo.com/ALLY/profile

Predicted Prices
Key Low (open) Low (high) Close-Down (open) Close-Down (high) Close-Up (open) Close-Up (low) High (open) High (low)
Low Volatility 40.47
44.02% hit
40.79
56.12% hit
0.0
17.02% hit
41.16
46.34% hit
40.74
17.42% hit
40.76
43.42% hit
40.7
47.61% hit
41.03
56.12% hit
Average Volatility 40.14
32.11% hit
40.31
33.71% hit
40.31
14.3% hit
40.91
31.65% hit
41.17
16.29% hit
41.26
34.77% hit
41.14
32.78% hit
41.51
33.71% hit
High Volatility 39.44
3.99% hit
38.71
3.99% hit
0.0
3.39% hit
40.25
3.92% hit
42.86
3.26% hit
42.97
3.26% hit
43.12
3.59% hit
43.23
3.99% hit

ALLY's predicted prices using open from of 40.57 and data until date . Current Price is 41.06

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Enterprise Value-Actual Enterprise Value Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display % Held by Insiders % Held by Institutions
12.49 B 12490849280.0 12.49 24.05 B 24051849216.0 24.05 39.02 9.78 1.82 1.02 3.51 6.32% 22.78% 0.23% 3.06% 6.85 B 6851999744.0 6.85 11.3% nan B 1.04 60.7% 10.59 B 10593000448.0 10.59 19.83 B 19829999616.0 19.83 3.7 B 3695000064.0 3.7 nan B 10.33% 85.51%

source:https://finance.yahoo.com/ALLY/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 0.97% -0.17% (40.99) -0.17% (40.99) 0.54% (41.28) 0.54% (41.28) 6.82% (43.86) 10.72% (45.46) 37.87% (56.61)
Downside % (low) 15.93% 8.38% (37.62) 12.06% (36.11) 20.84% (32.5018) 28.11% (29.52) 28.11% (29.52) 47.43% (21.585) 75.11% (10.22)
Spread % -14.96% -8.55% -12.23% -20.31% -27.57% -21.29% -36.71% -37.24%

ALLY's price used for computing the stats is 41.06 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 0.74% 7.29% 7.18% 6.54% 21.01% 6.98% -1.98% 16.78% 88.87%
Last Price 41.06 41.06 41.06 41.06 41.06 41.06 41.06 41.06 41.06
Trend-Previous Close 40.76 38.27 38.31 38.54 33.93 38.38 41.89 35.16 21.74

ALLY's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 2.84% 39.36 4.45% 39.97 3.95% 37.09 41.62
Up 3.4% 39.57 4.45% 39.97 3.2% 37.74 41.41
Down -1.08% 37.86 -1.57% 37.67 0.77% 37.41 38.3
5D Opportunity: SELL-APPROACHING
returns: 7.29% (8.19%), p.close: 38.27
entry: 41.41, exit: 41.62, min.ret: -0.53%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.07% 39.44 4.05% 39.82 2.98% 37.73 41.15
Up 3.65% 39.67 4.47% 39.98 2.35% 38.32 41.02
Down -0.69% 38.0 -0.56% 38.06 0.7% 37.6 38.41
5D Opportunity: SELL-ACTIVE
returns: 7.29% (7.18%), p.close: 38.27
entry: 41.02, exit: 41.15, min.ret: -0.34%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.59% 38.5 -0.35% 38.14 3.38% 36.56 40.44
Up 2.07% 39.06 1.36% 38.79 2.23% 37.78 40.34
Down -1.54% 37.68 -1.26% 37.79 1.38% 36.88 38.47
5D Opportunity: SELL-ACTIVE
returns: 7.29% (5.42%), p.close: 38.27
entry: 40.34, exit: 40.44, min.ret: -0.23%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.92% 38.62 0.34% 38.4 3.52% 36.6 40.64
Up 2.52% 39.23 2.2% 39.11 2.27% 37.93 40.54
Down -1.62% 37.65 -1.11% 37.85 1.83% 36.6 38.7
5D Opportunity: SELL-ACTIVE
returns: 7.29% (5.92%), p.close: 38.27
entry: 40.54, exit: 40.64, min.ret: -0.27%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.32% 38.39 -0.09% 38.24 5.02% 35.51 41.27
Up 2.87% 39.37 1.84% 38.98 3.01% 37.64 41.1
Down -2.66% 37.25 -1.56% 37.67 3.28% 35.37 39.14
5D Opportunity: SELL-APPROACHING
returns: 7.29% (7.39%), p.close: 38.27
entry: 41.1, exit: 41.27, min.ret: -0.43%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.04% 38.28 -0.09% 38.24 5.39% 35.19 41.38
Up 2.75% 39.32 1.7% 38.92 3.01% 37.6 41.05
Down -2.67% 37.25 -1.53% 37.68 3.72% 35.11 39.38
5D Opportunity: SELL-ACTIVE
returns: 7.29% (7.26%), p.close: 38.27
entry: 41.05, exit: 41.38, min.ret: -0.8%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 4.55% 40.05 3.41% 39.62 2.65% 38.53 41.58
Up 5.15% 40.28 4.75% 40.13 2.36% 38.93 41.64
Down -0.97% 37.94 -0.71% 38.04 1.12% 37.29 38.58
2W Opportunity: SELL-APPROACHING
returns: 7.18% (8.69%), p.close: 38.31
entry: 41.64, exit: 41.58, min.ret: 0.15%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.03% 38.3 -0.94% 37.95 4.81% 35.53 41.07
Up 2.81% 39.39 1.98% 39.07 2.79% 37.79 40.99
Down -2.95% 37.18 -3.07% 37.13 2.27% 35.87 38.48
2W Opportunity: SELL-ACTIVE
returns: 7.18% (6.99%), p.close: 38.31
entry: 40.99, exit: 41.07, min.ret: -0.19%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.66% 38.95 2.26% 39.18 5.01% 36.07 41.82
Up 4.19% 39.91 3.78% 39.76 3.6% 37.85 41.98
Down -2.52% 37.34 -1.64% 37.68 2.5% 35.9 38.78
2W Opportunity: SELL-APPROACHING
returns: 7.18% (9.58%), p.close: 38.31
entry: 41.98, exit: 41.82, min.ret: 0.37%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.48% 38.49 1.29% 38.8 6.89% 34.53 42.45
Up 4.5% 40.03 3.69% 39.72 4.06% 37.7 42.37
Down -4.27% 36.67 -2.84% 37.22 4.58% 34.04 39.31
2W Opportunity: SELL-APPROACHING
returns: 7.18% (10.59%), p.close: 38.31
entry: 42.37, exit: 42.45, min.ret: -0.21%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.06% 38.33 0.96% 38.68 7.36% 34.1 42.56
Up 4.35% 39.98 3.63% 39.7 4.01% 37.67 42.28
Down -4.32% 36.66 -2.68% 37.29 5.28% 33.62 39.69
2W Opportunity: SELL-APPROACHING
returns: 7.18% (10.37%), p.close: 38.31
entry: 42.28, exit: 42.56, min.ret: -0.66%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -3.12% 37.34 -3.43% 37.22 4.6% 34.67 40.0
Up 2.51% 39.51 1.53% 39.13 2.58% 38.02 41.0
Down -6.17% 36.16 -6.83% 35.91 2.94% 34.46 37.86
1M Opportunity: SELL-ACTIVE
returns: 6.54% (6.39%), p.close: 38.54
entry: 41.0, exit: 40.0, min.ret: 2.45%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 4.47% 40.26 5.59% 40.7 7.09% 36.16 44.36
Up 8.35% 41.76 10.27% 42.5 5.46% 38.6 44.92
Down -3.29% 37.27 -2.0% 37.77 3.31% 35.36 39.18
1M Opportunity:
returns: 6.54% (16.54%), p.close: 38.54
entry: 44.92, exit: 44.36, min.ret: 1.23%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.38% 38.69 -0.23% 38.45 8.7% 33.65 43.72
Up 7.02% 41.25 6.0% 40.85 5.48% 38.08 44.41
Down -6.81% 35.92 -6.55% 36.02 5.54% 32.71 39.12
1M Opportunity:
returns: 6.54% (15.24%), p.close: 38.54
entry: 44.41, exit: 43.72, min.ret: 1.57%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.31% 38.42 0.69% 38.81 9.28% 33.05 43.79
Up 6.86% 41.18 6.35% 40.99 5.2% 38.18 44.19
Down -7.11% 35.8 -5.49% 36.42 6.62% 31.98 39.62
1M Opportunity:
returns: 6.54% (14.65%), p.close: 38.54
entry: 44.19, exit: 43.79, min.ret: 0.9%
Using: 1M trend, 0 Days Left

ALLY's symbol current price is 41.06 (0.74%) as on . Yesterday's close was 40.76. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 45.0% 60.0% 27.27% 37.88% 51.52% 51.98% 55.42%
Open-Low (> 1.0%) 46.45% 40.0% 50.0% 50.0% 55.3% 53.17% 54.23%
Open-Close-Up (> 0.5%) 56.47% 80.0% 40.91% 40.91% 40.91% 39.29% 39.81%
Open-Close-Down (> 0.5%) 18.77% 0% 31.82% 28.79% 33.33% 35.71% 36.51%
Low-Close-Up (> 1.0%) 65.74% 80.0% 54.55% 56.06% 63.64% 59.13% 60.19%
High-Close-Down (> 1.0%) 24.9% 0% 40.91% 37.88% 47.73% 51.98% 55.42%

ALLY's symbol win percent is computed basis data from date