Insights for HDFC Life Insurance Company Ltd
National Stock Exchange: HDFCLIFE
09 - Losing Steam - less profitable & can fund turnaround

Sector: Misc
Industry: Misc
Based on PEG Ratio: Unknown
Today's Price
updated on:
776.85 (-0.52%)
Open 780.9 (-0.52%)
High (Upside %) 786.75 (1.27%)
Low (Downside %) 775.35 (0.19%)
P. Close 780.9 (-0.52%)
Open-High % 0.75%
Open-Low % 0.71%
Low-High % 1.47%
Previous Data

HDFCLIFE is a Stock listed in the India on the National Stock Exchange under the ticker 'HDFCLIFE'

Company Summary

Business Units or Product Lines

HDFC Life offers a range of life insurance products including protection, pension, savings, investment, and health solutions across individual and group categories. Major product lines include term insurance, endowment plans, child plans, unit-linked investment plans (ULIPs), and health insurance.

Business Models for Each Product Line

Revenue is primarily generated through premium income from policyholders. Key expenses include acquisition costs such as agent commissions, operating expenses, policyholder benefits, and claims. Investment income from the managed portfolio also contributes to revenue.

Future Opportunities for Growth

Growing awareness and demand for insurance products in India, a large uninsured population, and favorable demographics present significant growth opportunities. Digital distribution channels and partnerships for bancassurance are expected to drive expansion.

Potential Major Risks

Key risks include regulatory changes, economic downturns affecting consumer spending power, increased competition, and market volatility impacting investment returns. Adverse policy claims experience and changes in interest rates may also pose risks.

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Also read: https://finance.yahoo.com/HDFCLIFE.NS/profile

Basic Stats
Revenue Quarterly Revenue Growth Market Cap-Display EBITDA-Display Market Cap-Actual EBITDA-Actual Market Cap Enterprise Value-Display Enterprise Value-Actual Enterprise Value Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Enterprise Value/EBITDA Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual EBITDA Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display Levered Free Cash Flow-Actual Levered Free Cash Flow % Held by Insiders % Held by Institutions
97182.88 -13.8% 1.62 lakh cr 1331.52 Cr 1617689051136.0 13315179520.0 161768.91 1.63 lakh cr 1625686147072.0 162568.61 89.33 119.25 1.66 10.0 1.67 122.09 1.86% 2.06% 0.25% 11.75% 97182.88 Cr 971828822016.0 1331.52 8.41 15.5% 1820.95 Cr 18209499136.0 1820.95 2950.0 Cr 29500000256.0 2950.0 0.1826 1.03 15597.07 Cr 155970699264.0 15597.07 35.49 Cr 354899008.0 35.49 56.19% 26.12%

source:https://finance.yahoo.com/HDFCLIFE.NS/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 1.91% 1.83% (791.1) 1.83% (791.1) 1.83% (791.1) 1.83% (791.1) 1.83% (791.1) 1.83% (791.1) 1.83% (791.1)
Downside % (low) 12.76% 3.19% (752.05) 8.99% (707) 22.72% (600.35) 24.79% (584.3) 34.17% (511.4) 41.07% (457.8) 60.48% (307)
Spread % -10.86% -1.36% -7.16% -20.89% -22.95% -32.34% -39.24% -58.65%

HDFCLIFE's price used for computing the stats is 776.85 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose -0.52% 2.78% 3.41% 9.28% 24.65% 13.4% 37.34% 41.96%
Last Price 776.85 776.85 776.85 776.85 776.85 776.85 776.85 776.85 776.85
Trend-Previous Close 780.9 755.85 751.2 710.85 623.25 685.05 565.65 547.25 None

HDFCLIFE's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 3.78% 784.46 3.87% 785.09 0.27% 781.42 787.49
Up 4.14% 787.18 3.98% 785.91 0.28% 783.96 790.4
Down -0.3% 753.59 -0.47% 752.33 0.27% 750.5 756.69
5D Opportunity:
returns: 2.78% (4.57%), p.close: 755.85
entry: 790.4, exit: 787.49, min.ret: 0.37%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.1% 779.29 3.58% 782.92 1.35% 763.95 794.63
Up 3.4% 781.56 3.92% 785.47 1.31% 766.71 796.4
Down -0.2% 754.3 0% 755.85 0.26% 751.3 757.31
5D Opportunity:
returns: 2.78% (5.36%), p.close: 755.85
entry: 796.4, exit: 794.63, min.ret: 0.22%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.25% 772.86 2.44% 774.31 2.15% 748.51 797.2
Up 3.09% 779.22 3.91% 785.42 1.75% 759.37 799.08
Down -0.75% 750.17 -0.51% 751.97 0.96% 739.27 761.08
5D Opportunity:
returns: 2.78% (5.72%), p.close: 755.85
entry: 799.08, exit: 797.2, min.ret: 0.23%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.73% 768.96 1.46% 766.85 2.65% 738.93 798.99
Up 2.57% 775.25 2.23% 772.69 2.25% 749.72 800.77
Down -1.0% 748.31 -0.56% 751.65 1.14% 735.44 761.18
5D Opportunity: SELL-APPROACHING
returns: 2.78% (5.94%), p.close: 755.85
entry: 800.77, exit: 798.99, min.ret: 0.22%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.45% 759.23 -0.0% 755.84 2.88% 726.59 791.86
Up 1.87% 769.96 1.13% 764.36 2.17% 745.33 794.59
Down -1.56% 744.07 -1.27% 746.26 1.46% 727.5 760.64
5D Opportunity: SELL-APPROACHING
returns: 2.78% (5.13%), p.close: 755.85
entry: 794.59, exit: 791.86, min.ret: 0.34%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.69% 761.07 0.4% 758.89 3.16% 725.19 796.94
Up 2.21% 772.52 1.8% 769.46 2.24% 747.09 797.95
Down -1.54% 744.17 -1.09% 747.61 1.65% 725.41 762.94
5D Opportunity: SELL-APPROACHING
returns: 2.78% (5.57%), p.close: 755.85
entry: 797.95, exit: 796.94, min.ret: 0.13%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 4.91% 788.1 4.75% 786.87 2.15% 763.92 812.28
Up 5.22% 790.39 5.09% 789.42 2.08% 766.96 813.81
Down -0.99% 743.78 -0.9% 744.45 1.12% 731.15 756.4
2W Opportunity:
returns: 3.41% (8.34%), p.close: 751.2
entry: 813.81, exit: 812.28, min.ret: 0.19%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.7% 778.98 3.57% 777.99 2.12% 755.11 802.85
Up 4.72% 786.62 4.91% 788.1 1.69% 767.54 805.7
Down -0.97% 743.93 -0.6% 746.71 1.14% 731.1 756.75
2W Opportunity:
returns: 3.41% (7.26%), p.close: 751.2
entry: 805.7, exit: 802.85, min.ret: 0.35%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.12% 774.62 3.02% 773.9 3.35% 736.89 812.36
Up 4.2% 782.76 4.08% 781.84 2.8% 751.23 814.29
Down -1.34% 741.13 -1.21% 742.14 1.24% 727.11 755.15
2W Opportunity:
returns: 3.41% (8.4%), p.close: 751.2
entry: 814.29, exit: 812.36, min.ret: 0.24%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.68% 756.28 0.61% 755.78 4.05% 710.7 801.87
Up 2.84% 772.55 2.34% 768.78 2.78% 741.17 803.93
Down -2.37% 733.37 -2.04% 735.85 2.0% 710.84 755.9
2W Opportunity: SELL-APPROACHING
returns: 3.41% (7.02%), p.close: 751.2
entry: 803.93, exit: 801.87, min.ret: 0.26%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.33% 761.22 1.05% 759.09 4.4% 711.61 810.83
Up 3.54% 777.78 3.11% 774.6 3.09% 742.98 812.58
Down -2.22% 734.55 -1.92% 736.76 2.09% 711.03 758.07
2W Opportunity:
returns: 3.41% (8.17%), p.close: 751.2
entry: 812.58, exit: 810.83, min.ret: 0.22%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall 7.61% 764.93 8.26% 769.56 2.58% 737.43 792.44
Up 8.66% 772.41 8.76% 773.13 2.08% 750.24 794.59
Down -1.43% 700.68 -1.07% 703.26 1.46% 685.09 716.27
1M Opportunity: SELL-APPROACHING
returns: 9.28% (11.78%), p.close: 710.85
entry: 794.59, exit: 792.44, min.ret: 0.27%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 6.19% 754.85 7.15% 761.68 5.0% 701.53 808.17
Up 7.57% 764.68 8.4% 770.57 4.35% 718.26 811.1
Down -1.71% 698.73 -1.66% 699.05 1.42% 683.63 713.82
1M Opportunity: SELL-APPROACHING
returns: 9.28% (14.1%), p.close: 710.85
entry: 811.1, exit: 808.17, min.ret: 0.36%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.91% 717.35 0.83% 716.73 7.31% 639.39 795.31
Up 4.77% 744.72 3.24% 733.86 4.42% 697.63 791.81
Down -4.13% 681.46 -3.71% 684.5 3.46% 644.58 718.34
1M Opportunity: SELL-APPROACHING
returns: 9.28% (11.39%), p.close: 710.85
entry: 791.81, exit: 795.31, min.ret: -0.44%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.68% 729.88 2.4% 727.9 7.26% 652.47 807.29
Up 6.08% 754.05 5.33% 748.75 5.01% 700.65 807.44
Down -3.48% 686.09 -2.89% 690.28 3.16% 652.4 719.78
1M Opportunity: SELL-APPROACHING
returns: 9.28% (13.59%), p.close: 710.85
entry: 807.44, exit: 807.29, min.ret: 0.02%
Using: 1M trend, 0 Days Left

HDFCLIFE's symbol current price is 776.85 (-0.52%) as on . Yesterday's close was 780.9. It's return velocities are computed basis data from date .