Insights for Punjab National Bank
National Stock Exchange: PNB
05 - Growing & Profitable but Heavily Leveraged

Sector: Misc
Industry: Misc
Based on PEG Ratio: Unknown
Today's Price
updated on:
105.82 (3.43%)
Open 102.71 (3.03%)
High (Upside %) 106.25 (0.41%)
Low (Downside %) 101.1 (4.67%)
P. Close 102.31 (3.43%)
Open-High % 3.45%
Open-Low % 1.57%
Low-High % 5.09%
Previous Data

PNB is a Stock listed in the India on the National Stock Exchange under the ticker 'PNB'

Company Summary

Business Units or Product Lines

Punjab National Bank (PNB) operates in several segments, including Retail Banking, Corporate/Wholesale Banking, Treasury Operations, and Other Banking Operations. These segments are designed to cater to a diverse range of customer banking needs from personal loans to corporate credit and investment services.

Business Models for Each Product Line

PNB generates revenue through interest income from loans and advances and fee-based income from services such as wealth management, investment, and trade finance. Retail Banking focuses on individual account holders with products like personal loans and credit cards. Corporate Banking serves enterprises with products like loans, credit facilities, and forex operations. Treasury Operations involve managing the bank's own funds and securities trading. The major expenses include interest paid on deposits, personnel costs, and operational expenses.

Future Opportunities for Growth

Future growth opportunities for PNB include digital banking transformation, expanding in underserved rural areas, growing its wealth management segment, and capitalizing on government initiatives supporting financial inclusion and infrastructure development in India.

Potential Major Risks

PNB faces potential risks including asset quality deterioration due to non-performing assets, regulatory changes impacting its operations, cyber security threats, and adverse macroeconomic conditions affecting borrowing and deposit activities.

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Also read: https://finance.yahoo.com/PNB.NS/profile

Basic Stats
Revenue Quarterly Revenue Growth Market Cap-Display EBITDA-Display Market Cap-Actual Market Cap Enterprise Value-Display Enterprise Value-Actual Enterprise Value Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display % Held by Insiders % Held by Institutions
58603.0 86.3% 1.17 lakh cr nan Cr 1174114664448.0 117411.47 69382.93 Cr 693829304320.0 69382.93 6.22 7.27 2.0 0.88 1.18 31.54% 42.63% 1.07% 15.16% 58603.0 Cr 586029989888.0 16.42 49.3% 1.51 lakh cr 1507595780096.0 150759.58 1.06 lakh cr 1058065481728.0 105806.55 -17571937.0 lakh -1757193699328.0 -175719.37 nan Cr 70.08% 16.6%

source:https://finance.yahoo.com/PNB.NS/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 1.29% -2.49% (103.19) -0.82% (104.95) -0.82% (104.95) 5.02% (111.13) 30.98% (138.6) 35.04% (142.9) 118.72% (231.45)
Downside % (low) 15.21% 5.93% (99.55) 15.47% (89.45) 19.24% (85.46) 19.24% (85.46) 19.24% (85.46) 73.49% (28.05) 75.15% (26.3)
Spread % -13.92% -8.41% -16.29% -20.06% -14.22% 11.74% -38.45% 43.57%

PNB's price used for computing the stats is 105.82 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 3.43% 5.43% 7.63% 3.57% 13.57% 5.23% -16.45% 270.0% -35.02%
Last Price 105.82 105.82 105.82 105.82 105.82 105.82 105.82 105.82 105.82
Trend-Previous Close 102.31 100.37 98.32 102.17 93.18 100.56 126.65 28.6 162.85

PNB's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 1.07% 101.45 1.49% 101.86 0.81% 100.23 102.67
Up 1.57% 101.94 1.52% 101.9 1.0% 100.44 103.45
Down -0.43% 99.94 -0.12% 100.25 0.64% 98.98 100.9
5D Opportunity: SELL-ACTIVE
returns: 5.43% (3.07%), p.close: 100.37
entry: 103.45, exit: 102.67, min.ret: 0.75%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.73% 103.11 2.01% 102.39 2.33% 99.61 106.62
Up 3.18% 103.56 3.16% 103.55 2.16% 100.31 106.81
Down -0.22% 100.15 0% 100.37 0.48% 99.43 100.88
5D Opportunity: SELL-APPROACHING
returns: 5.43% (6.42%), p.close: 100.37
entry: 106.81, exit: 106.62, min.ret: 0.18%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.0% 100.37 0.93% 101.31 4.88% 93.03 107.71
Up 2.29% 102.67 1.73% 102.1 2.42% 99.03 106.32
Down -2.75% 97.61 -1.02% 99.35 3.34% 92.59 102.64
5D Opportunity: SELL-APPROACHING
returns: 5.43% (5.93%), p.close: 100.37
entry: 106.32, exit: 107.71, min.ret: -1.31%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.67% 101.04 0.97% 101.34 4.43% 94.38 107.71
Up 2.84% 103.22 2.93% 103.31 2.57% 99.35 107.09
Down -2.2% 98.16 -1.1% 99.27 2.72% 94.06 102.26
5D Opportunity: SELL-APPROACHING
returns: 5.43% (6.69%), p.close: 100.37
entry: 107.09, exit: 107.71, min.ret: -0.58%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.01% 100.36 0.02% 100.39 4.22% 94.01 106.71
Up 2.39% 102.77 1.6% 101.97 2.42% 99.12 106.41
Down -2.52% 97.84 -1.47% 98.89 2.62% 93.9 101.78
5D Opportunity: SELL-APPROACHING
returns: 5.43% (6.01%), p.close: 100.37
entry: 106.41, exit: 106.71, min.ret: -0.29%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.34% 100.03 -0.26% 100.1 4.09% 93.87 106.18
Up 2.24% 102.62 1.41% 101.78 2.42% 98.97 106.27
Down -2.66% 97.7 -1.93% 98.44 2.85% 93.42 101.99
5D Opportunity: SELL-APPROACHING
returns: 5.43% (5.87%), p.close: 100.37
entry: 106.27, exit: 106.18, min.ret: 0.08%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 5.26% 103.49 4.96% 103.19 3.32% 98.6 108.39
Up 5.82% 104.04 5.45% 103.68 3.7% 98.59 109.5
Down -2.28% 96.08 0% 98.32 3.4% 91.07 101.08
2W Opportunity: SELL-APPROACHING
returns: 7.63% (11.37%), p.close: 98.32
entry: 109.5, exit: 108.39, min.ret: 1.01%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.51% 98.82 1.21% 99.51 6.41% 89.38 108.27
Up 3.92% 102.17 3.98% 102.23 3.65% 96.78 107.56
Down -4.56% 93.84 -3.18% 95.19 4.68% 86.94 100.74
2W Opportunity: SELL-APPROACHING
returns: 7.63% (9.4%), p.close: 98.32
entry: 107.56, exit: 108.27, min.ret: -0.66%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.83% 99.14 1.82% 100.11 5.84% 90.53 107.75
Up 4.11% 102.36 3.98% 102.23 3.51% 97.19 107.54
Down -3.75% 94.63 -3.12% 95.26 3.65% 89.25 100.02
2W Opportunity: SELL-APPROACHING
returns: 7.63% (9.37%), p.close: 98.32
entry: 107.54, exit: 107.75, min.ret: -0.19%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.04% 98.28 -0.0% 98.32 5.31% 90.45 106.11
Up 3.58% 101.84 3.13% 101.4 3.27% 97.02 106.67
Down -4.03% 94.36 -3.74% 94.65 3.38% 89.37 99.34
2W Opportunity: SELL-APPROACHING
returns: 7.63% (8.49%), p.close: 98.32
entry: 106.67, exit: 106.11, min.ret: 0.53%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.73% 97.6 -1.36% 96.98 4.91% 90.36 104.85
Up 3.27% 101.53 2.52% 100.8 3.23% 96.76 106.3
Down -4.21% 94.18 -3.81% 94.57 3.35% 89.24 99.12
2W Opportunity: SELL-APPROACHING
returns: 7.63% (8.12%), p.close: 98.32
entry: 106.3, exit: 104.85, min.ret: 1.37%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall 0.92% 103.11 1.34% 103.54 3.88% 97.16 109.06
Up 5.49% 107.77 6.84% 109.16 3.42% 102.53 113.02
Down -6.01% 96.03 -5.58% 96.47 3.61% 90.5 101.56
1M Opportunity:
returns: 3.57% (10.62%), p.close: 102.17
entry: 113.02, exit: 109.06, min.ret: 3.5%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.63% 102.82 0.57% 102.75 7.93% 90.66 114.97
Up 5.7% 108.0 4.43% 106.69 5.04% 100.27 115.72
Down -6.15% 95.89 -6.28% 95.75 4.12% 89.58 102.2
1M Opportunity:
returns: 3.57% (13.27%), p.close: 102.17
entry: 115.72, exit: 114.97, min.ret: 0.66%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.26% 101.91 -1.6% 100.54 6.85% 91.4 112.41
Up 5.15% 107.43 4.42% 106.68 4.45% 100.62 114.25
Down -6.14% 95.9 -6.44% 95.59 3.64% 90.32 101.47
1M Opportunity:
returns: 3.57% (11.82%), p.close: 102.17
entry: 114.25, exit: 112.41, min.ret: 1.61%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall -2.12% 100.01 -2.85% 99.26 6.02% 90.78 109.23
Up 4.46% 106.72 3.53% 105.77 4.04% 100.54 112.91
Down -6.87% 95.15 -7.07% 94.94 3.36% 90.0 100.3
1M Opportunity:
returns: 3.57% (10.51%), p.close: 102.17
entry: 112.91, exit: 109.23, min.ret: 3.26%
Using: 1M trend, 0 Days Left

PNB's symbol current price is 105.82 (3.43%) as on . Yesterday's close was 102.31. It's return velocities are computed basis data from date .