Insights for Travelers Companies, Inc.
New York Stock Exchange: TRV
09 - Losing Steam - less profitable & can fund turnaround

Industry: Insurance
Based on PEG Ratio: 03 - Over Valued
Today's Price
updated on:
261.05 (-0.36%)
Open 261.51 (-0.18%)
High (Upside %) 264.08 (1.16%)
Low (Downside %) 260.61 (0.17%)
P. Close 261.99 (-0.36%)
Open-High % 0.98%
Open-Low % 0.34%
Low-High % 1.33%
Active Buy Quantity 0
Active Sell Quantity 0
% Overtraded
Current Mood bearish
Previous Data
data from:
Open-High % 0.5%
Open-Low % 1.11%
Low-High % 1.62%
Open-Close % -0.66%
Low-Close % 0.45%
High-Close % 1.15%

TRV is a Stock listed in the US on the New York Stock Exchange under the ticker 'TRV'

Company Summary

Business Units or Product Lines

Travelers operates through three primary business segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. Business Insurance provides property and casualty insurance for businesses of all sizes. Bond & Specialty Insurance offer surety and management liability coverages. Personal Insurance offers homeowners, auto, and other personal coverages.

Business Models for Each Product Line

Travelers generates revenue primarily through insurance premiums from underwriting activities. In the Business Insurance segment, revenue is generated through commercial property, liability, and workers' compensation insurance. Bond & Specialty Insurance generates revenue via surety bonds, fidelity coverage, and management liability insurance, while expenses include claims payments and administrative costs. Personal Insurance earns revenue from premiums on homeowners and auto insurance, with expenses from claims and policyholder services.

Future Opportunities for Growth

Travelers is poised to grow through digital transformation initiatives, enhancing customer experience and improving operational efficiency. Expanding direct-to-consumer sales channels, leveraging data analytics for better risk assessment, and exploring new international markets represent significant growth opportunities.

Potential Major Risks

Major risks include exposure to catastrophic events, such as natural disasters, which can lead to significant claim payouts. Additionally, regulatory changes, competitive pressures, and changes in the interest rate environment pose risks to profitability. Market volatility and cybersecurity threats also present challenges to the business.

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Also read: https://finance.yahoo.com/TRV/profile

Predicted Prices
Key Low (open) Low (high) Close-Down (open) Close-Down (high) Close-Up (open) Close-Up (low) High (open) High (low)
Low Volatility 260.86
42.03% hit
262.92
53.05% hit
260.35
14.94% hit
263.31
42.43% hit
262.73
17.6% hit
261.36
42.96% hit
262.38
40.9% hit
261.76
53.05% hit
Average Volatility 259.16
30.08% hit
259.6
36.85% hit
258.92
14.01% hit
261.31
29.55% hit
264.23
15.34% hit
263.03
31.67% hit
264.31
30.54% hit
265.1
36.85% hit
High Volatility 253.62
3.92% hit
254.24
3.78% hit
255.05
3.52% hit
256.01
3.98% hit
269.55
2.92% hit
269.38
3.32% hit
270.86
3.45% hit
270.7
3.78% hit

TRV's predicted prices using open from of 261.51 and data until date . Current Price is 261.05

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Enterprise Value-Actual Enterprise Value Trailing P/E Forward P/E PEG Ratio (5yr expected) Price/Sales Price/Book Enterprise Value/Revenue Enterprise Value/EBITDA Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display EBITDA-Actual EBITDA Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display Levered Free Cash Flow-Actual Levered Free Cash Flow % Held by Insiders % Held by Institutions
59.88 B 59878891520.0 59.88 63.53 B 63534211072.0 63.53 11.76 12.52 3.37 1.27 2.04 1.35 9.96 9.09% 4.8% 2.69% 16.05% 47.0 B 47004999680.0 47.0 5.2% 6.38 B 6377999872.0 6.38 22.61 -64.8% 5.11 B 5114999808.0 5.11 8.03 B 8032999936.0 8.03 0.285 0.32 8.98 B 8976000000.0 8.98 15.72 B 15715749888.0 15.72 0.24% 84.97%

source:https://finance.yahoo.com/TRV/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 4.21% 2.75% (268.23) 3.09% (269.12) 6.43% (277.83) 6.43% (277.83) 6.43% (277.83) 6.43% (277.83) 6.43% (277.83)
Downside % (low) 5.53% 0.09% (260.825) 4.54% (249.19) 5.07% (247.81) 11.73% (230.43) 21.38% (205.24) 42.67% (149.65) 70.51% (76.99)
Spread % -1.31% 2.66% -1.45% 1.36% -5.3% -14.95% -36.25% -64.08%

TRV's price used for computing the stats is 261.05 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose -0.36% -0.29% 1.98% -2.45% 2.03% 11.88% 27.08% 64.86% 152.74%
Last Price 261.05 261.05 261.05 261.05 261.05 261.05 261.05 261.05 261.05
Trend-Previous Close 261.99 261.81 255.99 267.62 255.86 233.33 205.42 158.35 103.29

TRV's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall 3.81% 271.78 4.52% 273.63 2.42% 262.29 281.28
Up 4.55% 273.73 4.52% 273.63 1.76% 266.82 280.63
Down -0.68% 260.02 0% 261.81 0.94% 256.31 263.73
5D Opportunity:
returns: -0.29% (-2.1%), p.close: 261.81
entry: 256.31, exit: 262.29, min.ret: 2.33%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.28% 265.17 1.17% 264.88 3.44% 251.66 278.68
Up 2.53% 268.43 2.09% 267.27 2.52% 258.53 278.33
Down -1.5% 257.88 -1.79% 257.12 1.19% 253.23 262.54
5D Opportunity:
returns: -0.29% (-3.28%), p.close: 261.81
entry: 253.23, exit: 251.66, min.ret: -0.62%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.04% 261.71 -0.58% 260.3 2.82% 250.63 272.8
Up 1.75% 266.4 1.12% 264.74 1.92% 258.86 273.94
Down -1.79% 257.13 -1.79% 257.12 1.21% 252.39 261.87
5D Opportunity:
returns: -0.29% (-3.6%), p.close: 261.81
entry: 252.39, exit: 250.63, min.ret: -0.7%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.43% 262.95 0.35% 262.73 2.43% 253.42 272.48
Up 1.7% 266.25 1.31% 265.24 1.58% 260.03 272.48
Down -1.37% 258.22 -1.08% 258.98 1.31% 253.06 263.38
5D Opportunity:
returns: -0.29% (-3.34%), p.close: 261.81
entry: 253.06, exit: 253.42, min.ret: 0.14%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.44% 262.97 0.37% 262.77 3.08% 250.88 275.06
Up 1.91% 266.82 1.31% 265.24 1.86% 259.51 274.13
Down -1.62% 257.56 -1.09% 258.96 2.2% 248.91 266.21
5D Opportunity:
returns: -0.29% (-4.93%), p.close: 261.81
entry: 248.91, exit: 250.88, min.ret: 0.79%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.48% 263.07 0.37% 262.77 3.31% 250.05 276.09
Up 2.04% 267.16 1.4% 265.49 2.25% 258.34 275.98
Down -1.64% 257.51 -1.01% 259.16 2.1% 249.26 265.76
5D Opportunity:
returns: -0.29% (-4.79%), p.close: 261.81
entry: 249.26, exit: 250.05, min.ret: 0.32%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall -0.39% 254.99 1.17% 258.98 3.8% 240.38 269.59
Up 2.21% 261.66 2.19% 261.6 1.69% 255.17 268.14
Down -3.62% 246.73 -3.23% 247.73 1.65% 240.38 253.08
2W Opportunity:
returns: 1.98% (4.75%), p.close: 255.99
entry: 268.14, exit: 269.59, min.ret: -0.54%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.85% 253.8 -0.72% 254.14 2.85% 242.85 264.76
Up 1.63% 260.16 1.39% 259.56 1.37% 254.88 265.43
Down -2.86% 248.66 -2.64% 249.23 1.57% 242.65 254.68
2W Opportunity: SELL-APPROACHING
returns: 1.98% (3.69%), p.close: 255.99
entry: 265.43, exit: 264.76, min.ret: 0.25%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.89% 258.28 0.78% 257.98 3.68% 244.15 272.41
Up 2.66% 262.8 2.03% 261.2 2.41% 253.55 272.04
Down -2.1% 250.62 -1.89% 251.15 1.79% 243.75 257.49
2W Opportunity:
returns: 1.98% (6.27%), p.close: 255.99
entry: 272.04, exit: 272.41, min.ret: -0.14%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.68% 257.73 0.89% 258.28 3.87% 242.89 272.58
Up 2.78% 263.1 1.98% 261.07 2.49% 253.54 272.67
Down -2.59% 249.36 -1.99% 250.9 2.77% 238.74 259.98
2W Opportunity:
returns: 1.98% (6.51%), p.close: 255.99
entry: 272.67, exit: 272.58, min.ret: 0.03%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.92% 258.34 1.05% 258.67 4.36% 241.59 275.09
Up 3.24% 264.3 2.43% 262.2 3.23% 251.91 276.68
Down -2.54% 249.48 -1.85% 251.27 2.74% 238.95 260.01
2W Opportunity:
returns: 1.98% (8.08%), p.close: 255.99
entry: 276.68, exit: 275.09, min.ret: 0.58%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall -3.3% 258.78 -3.39% 258.56 2.31% 249.53 268.04
Up 0.91% 270.07 0.96% 270.19 0.76% 267.02 273.11
Down -5.26% 253.56 -5.4% 253.16 1.07% 249.25 257.86
1M Opportunity:
returns: -2.45% (-6.86%), p.close: 267.62
entry: 249.25, exit: 249.53, min.ret: 0.11%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.93% 270.11 0.11% 267.92 5.1% 249.64 290.57
Up 3.48% 276.95 1.96% 272.86 3.69% 262.15 291.74
Down -4.41% 255.81 -3.93% 257.1 3.62% 241.26 270.35
1M Opportunity:
returns: -2.45% (-9.85%), p.close: 267.62
entry: 241.26, exit: 249.64, min.ret: 3.47%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.38% 271.31 1.21% 270.85 4.59% 252.87 289.75
Up 4.06% 278.47 3.58% 277.19 3.29% 265.28 291.67
Down -3.98% 256.98 -3.53% 258.16 3.29% 243.77 270.18
1M Opportunity:
returns: -2.45% (-8.91%), p.close: 267.62
entry: 243.77, exit: 252.87, min.ret: 3.73%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.12% 273.28 2.27% 273.7 5.47% 251.32 295.25
Up 5.41% 282.09 4.55% 279.79 4.18% 265.31 298.87
Down -3.77% 257.54 -3.47% 258.34 3.35% 244.09 270.99
1M Opportunity:
returns: -2.45% (-8.79%), p.close: 267.62
entry: 244.09, exit: 251.32, min.ret: 2.96%
Using: 1M trend, 0 Days Left

TRV's symbol current price is 261.05 (-0.36%) as on . Yesterday's close was 261.99. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 38.43% 40.0% 40.91% 33.33% 36.36% 33.73% 33.07%
Open-Low (> 1.0%) 28.89% 20.0% 31.82% 36.36% 42.42% 40.48% 36.64%
Open-Close-Up (> 0.5%) 35.77% 40.0% 31.82% 34.85% 33.33% 31.35% 32.54%
Open-Close-Down (> 0.5%) 36.25% 40.0% 36.36% 30.3% 34.09% 32.94% 29.63%
Low-Close-Up (> 1.0%) 28.15% 20.0% 27.27% 37.88% 46.21% 44.05% 37.83%
High-Close-Down (> 1.0%) 37.35% 40.0% 40.91% 28.79% 34.85% 32.94% 29.63%

TRV's symbol win percent is computed basis data from date